CONTRACT SERVICES - "Intentional Acts Exclusion" Clause in an Insurance Policy:

In deciding whether a homeowner’s insurance policy provides coverage to homeowners who are sued in connection with sexual assaults committed by their son, the New Jersey Supreme Court has held that the homeowner’s policy language excludes coverage for the damages committed by their son.

Addressing the policy language of intentional acts exclusion clause, the Supreme Court infers that “‘an insured’ is synonymous with ‘any insured’, and therefore the acts of one insured person are sufficient to disqualify other insured persons from coverage.”

The complete text can be accessed from the link below:
http://www.lawppl.com/docs/8-08/Villav.Short.pdf